Category Archives: Elder Law

A benefit paid to wartime veterans who have limited or no income and who are age 65 or older or under 65 who are permanently and totally disabled.

Individuals managing the social security payments for another.

Offers certain federal income tax advantages to the purchaser. If you have a qualified long term care policy, and you itemize deductions, you may be able to deduct part, or all, of the premium.

Transferring property to beneficiaries or heirs using legal documents that avoid a probate court administration. May also refer to avoid probate upon incapacity through the use of a trust agreement or durable power of attorney.

Document by which a person (principal) grants authority to another (agent) to perform specified acts on the principal’s behalf. The agent is referred to as an “attorney in fact.” The scope of a power of attorney can be limited to a particular purpose or general for all matters.

The transferring of property directly to the beneficiary at death without going through probate.

Missouri’s version of Medicaid. The purpose of the MO HealthNet is to purchase and monitor health care services for low income and vulnerable citizens of the State of Missouri.

One of two principal health care programs operated and funded by the government. Medicare is funded by the federal government, and benefits are available to anyone age 65 or older – providing they would be entitled to receive Social Security retirement benefits, whether or not they actually have retired – as well as anyone who has been receiving SSDI for at least two years.

Estate planning with the goal of limiting or protecting a person’s assets so that he or she can meet the financial criteria for Medicaid qualification.

One of the two principal health care programs operated and funded by the government. Medicaid differs from Medicare in three important ways:

1. It is run by state government
2. It is based on financial eligibility requirements, rather than the age of the recipient
3. It covers all “necessary” medical care. Medicaid provides care at a skilled nursing facility